Worker's compensation insurance policy is basically an insurance policy which protect employees if they become injured or sick while carrying out the duties of a job. Worker's compensation may also pay damages to a worker's family if the worker is unable to return to work for a long time or suffers a fatal injury.

Each state has its own worker's compensation regulations and rules, and state laws control an employer's responsibility to its workers. State law establishes the types of injuries and sicknesses which are actionable and the award an injured party could receive for those conditions.

Workers compensation covers medical costs and provides income replacement for the injured worker due to an on the job injury or accident.

You can get a free online workers compensation quote  by clicking on this link.